Regular homeowner’s insurance does not cover flood damage.
While homeowner’s insurance will cover most of your home and property, it will not protect against flooding. Flooding can happen at any time without warning, whether it is due to an overflowing sink or a natural disaster. This type of loss is only covered by flood insurance policies. Even if you do not live in a high-risk flood zone, it is always recommended that you purchase some level of flood insurance.
If you have questions about which flood insurance policy will work best for you, get in touch with one our local agents who are happy help walk you through your options.