It is always good to be prepared for any accidents that may happen. As the at-fault party in an auto collision, you are legally responsible for paying all damages, regardless of the level of insurance coverage on your vehicle.
NOLA Insurance provides affordable auto insurance policies which meet or exceed the minimum legal requirements in Louisiana, as follows:
- $15,000 of bodily injury coverage per person
- $30,000 of bodily injury coverage per accident
- $25,000 of property damage coverage
Be advised that the Louisiana state minimums may not offer enough coverage to fully protect you from lawsuits. You can be held liable in court for the amounts not covered by insurance if the damages from an accident exceed your policy limits. To protect against this, extended coverage is highly recommended.